Why buy both pocket folders and 3 ring binders when this one extremely lowcost product will do it all.  It holds your standard 3 whole punch papers along with your papers and presentation materials with holes.

The heavy cover has a leatherlike texture.  The packet of 10 comes in assorted colors.  Sorry no choice at this price.

This is the identical item sold by Walmart in their back to school specials for 30-34 cents per folder.